Currency payments

Cross-border credit transfer refers to a foreign currency denominated credit transfer or a non-SEPA credit transfer.

Payments made with access codes are single payments and the beneficiary is required to have an account with a foreign or Finnish bank.

Once you have filled in the payment template, check, accept and confirm the payment. More detailed instructions on how to use the service are available in Netbank under Help.

Your benefits:

You do not need to fill in a separate order form anymore and return it to a branch.
You can use an account denominated either in euros or in another currency for the payment.
You have two alternative payment types: ordinary or urgent payment.
You can also save the payment information as a payment template if you often make payments to the same beneficiary.

What is an IBAN?

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IBAN and BIC

Service fees

Under the payment services act, the bank may not execute payment orders which would require illegal charging of fees. The bank will not forward the payments but rejects them. Our customers will receive feedback on rejected payments electronically via Netbank or in some manner agreed.

Payments to the EU member states and EEA countries

Shared costs (SHA) is the only allowed means of charging fees, when the payee's bank is in a EU member state or in an EEA country.

Other payments

You can send a foreign currency payment so that:

the payee will receive the payment deducted with the fees of his or her own bank (shared costs, SHA) or
the payee receives the payment in full (all costs from the payer, OUR).

Shared costs is always the most common means and the most inexpensive alternative of charging fees. We recommend the use of "shared costs" if not agreed otherwise.

Routing of incoming payments to Nordea

With a payment instruction you get the payment quickly to your Nordea account by instructing your foreign trading partner of your bank connection information as follows:

Routing of incoming payments to Nordea
Please instruct your bank to forward payment orders through:
IBAN:	(IBAN-account number in Nordea, Finland)
In favour of:	(Name and address)

The funds will be credited to the IBAN account stated on the incoming payment. Give the payer the IBAN of the account to which you want the funds to be credited; if you want the funds to a USD account, give the USD account number in the IBAN format.

Exchange rates

Product description

Prices

Price of outgoing credit transfers (non-SEPA)
Credit transfer (non-SEPA) in an online service	Price
Payment order
Urgent payment
Credit transfer (non-SEPA) between your own accounts with Nordea, Finland
Extra fee
Payment order in full (in full/OUR)	Price
In addition to the above: If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(S) may deduct its/their expenses from the amount paid to the beneficiary.
Orders in branch	Price
Nordea Payment - payment order to Nordea’s international units in Nordea currencies (DKK, EUR, GBP, NOK, RUB, SEK, SGD and USD). The funds are available to the beneficiary on the banking day following the sending of the payment.
Payment order
Urgent payment
Other currency payment
SWIFT cheque
Extra fee
Payment order in full (in full/OUR)	Price
In addition to the above: If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(S) may deduct its/their expenses from the amount paid to the beneficiary.
Cover for outgoing payment	Price
When the cover for an outgoing payment is debited to more than one account, each debit costs.
Letter of noticifation	Price
Letter of notification for rejected payment
Extra fee	Price
The extra fee is charged on a deficient payment order which has been corrected in Nordea or been manually transmitted to the beneficiary bank uncorrected.
Confirmation of a payment order at customer’s request	Price
Per confirmation
Receipt at customer’s request	Price
Per confirmation
Price of incoming credit transfer (non-SEPA)	Price
Nordea Payment and payment order
with the exception of incoming payment orders amounting to less than 20 €
Additional fee for a notification by phone

Price of payment investigations
An investigation at request of a customer or a foreign bank	Price
For a payment made less than one month ago
For a payment made 1-6 months ago
Other investigation, minimum

If a foreign bank collects investigation charges, they are charged to the customer afterwards along with Nordea's investigation costs.

If the need for investigation is caused by Nordea, Finland, the fee is not charged.

Contact us

Nordea customer service

Currency payments

Your benefits:

IBAN and BIC

Service fees

Payments to the EU member states and EEA countries

Other payments

Routing of incoming payments to Nordea

Check today's exchange rates

Electronic account statement

Funds are transmitted to recipients on the same banking day

Terms and conditions

Prices

Product description

Contact us

Contact us

Currency payments

Your benefits:

IBAN and BIC

Service fees

Payments to the EU member states and EEA countries

Other payments

Routing of incoming payments to Nordea

Check today's exchange rates

Electronic account statement

Funds are transmitted to recipients on the same banking day

Contact us

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