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Make easy payments with Siirto

  • Having coffee with your friends? Pay your share of the bill on the spot.

  • Stumbled across a real find at the flea market but did not bring any cash? Pay for it with Siirto.
  • Need to transfer your child’s weekly allowance to their account? With Siirto, you can do it instantly.

How to set up Siirto

You can set up Siirto by downloading the app to your phone. Currently Nordea’s Siirto app is available for Nordea and OP customers, and the service is constantly being expanded. Users identity will be authenticated with the online banking codes once starting to use the service.

In the Siirto payment system, you can also create a Siirto number or a QR code which you can use instead of a phone number when receiving payments and paying for purchases.

A Siirto number is an identifier in the form of a phone number, and it will add to your privacy protection while banking, as you do not need to give your phone number. The advantage of the QR code is that it can be read easily with a mobile phone directly in the app using Siirto.

Use Siirto
Implementation and use
Prices and terms

Use Siirto

The Siirto app, which is downloadable on a smart phone, enables you to transfer and receive payments in real time with a phone number. It is safe to use the app, as the users are always authenticated with their access codes. The money incoming to/outgoing from the Siirto app is entered to an account of your choice.

Nordea’s Siirto app utilises the Siirto payment system to which also other banks and payment service providers connect. While making a payment, you enter the beneficiary’s phone number instead of the account number. When the phone number is in the Siirto payment system, you can see the name of the beneficiary. The beneficiary can see the payment immediately regardless of the bank. You can only use the Siirto app for paying to Finnish bank accounts included in the Siirto payment system.

Further information on the banks and payment services providers participating in the Siirto payment system is available on www.siirto.fi.

Security limits to the Siirto app
Payments per dayMaximum of EUR 1,700.00
Reception of paymentNo upper limit

Information on the activation and use of the app

The Siirto app, which is downloadable on a smart phone, enables you to transfer and receive payments in real time with a phone number. It is safe to use the app, as the users are always authenticated with their access codes. The money incoming to/outgoing from the Siirto app is entered to an account of your choice.

Preconditions

  • Nordea’s customers will need the Nordea Codes app. Other banks’ customers will authenticate themselves with the online identification methods used in their bank’s network.
  • The app will be used with a smartphone (iOS or Android).
  • Nordea’s customers of less than 15 years of age will be able to start using the service once their guardian has first called Nordea Customer Service, tel 0200 70 000.
  • If you do not have a Finnish personal identity number, please call Nordea Customer Service, tel 0200 70 000.

Contact us  

Call 0200 70000