.svg)
Credit limit from 5,000 to 20,000 euros.- With Priority Pass included in your card, you are entitled to four visits to airport lounges in a calendar year free of charge.
- The card is free for the first 6 months and after that there will be an annual or a monthly fee (EUR 90 per year or EUR 7.50 per month).
- The card includes Product Safety Insurance and overseas travel insurance which is valid for leisure trips abroad when at least 75% of the total travel and accommodation costs have been paid with your card’s credit facility.
- You can pay with your card at points of sale across the world wherever you see the Mastercard Acceptance Mark.
- You will receive an interest-free payment period of 30 days on average for all your purchases.
- Nordea Premium allows you to pay for purchases under 50 euros also using the contactless feature without having to enter your PIN.
Nordea Premium enables you to make even larger purchases and adds luxury to your holidays
We recommend booking your flights and making other travel arrangements with Nordea Premium, as it includes comprehensive overseas travel insurance and an emergency cash service in case of an emergency abroad. The card also includes Product Safety Insurance, which gives you considerable additional security for any products you purchase for your home or holiday home.
Enjoy airport lounge services with Priority Pass
Nordea Mastercard Premium also includes Priority Pass, which gives you access to the Priority Pass lounges offering a range of amenities at airports across the world four times in a calendar year. For more information about the airport lounges, please visit www.prioritypass.com.
Contactless Payment
With the contactless payment feature of Nordea Premium, you can pay for purchases under 50 euros quickly and easily by holding the card close to the payment terminal. You do not need to insert your card into the payment terminal or enter your PIN. If you are paying with a combination card (Credit/Debit), contactless payments are always charged to your bank account. If your card does not have the debit feature, contactless payments are charged to the credit facility.
You choose:
- Choose a due date and percentage for your credit card repayments (3–100%).
- Choose your own PIN for your card.
- Connect your bank account to the card, and your purchases and cash withdrawals will be debited either to your credit card (credit) or bank account (debit) as you wish.
- Add the K-Plussa feature to your card.
- Get parallel cards for any family members aged 15 or older.
The annual percentage rate of charge calculated on a Mastercard Premium credit of 2,000 euros is 26.9 %. The calculation is based on the 3-month Euribor + 7.5% (June 2019) and it includes the annual fee for the principal card and the monthly account management fee of 4.50 euros. E-invoice has been used as a default invoicing method in the calculation. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven Katu 9, Helsinki, FI-00020 NORDEA. The card issuer is Nordea Bank Abp, Satamaradankatu 5, FI-00020 NORDEA.
Read more
Terms and conditions
Nordea Premium card terms and conditions
Additional information
Terms and conditions for the Product Safety Insurance and overseas travel insurance
Normal prices for Nordea Premium -cards issued after 1.9.2019
| Annual fee | Price |
| Nordea Premium combination card or Nordea Premium card |
|
| Parallel card |
| Monthly fee | Price |
| Nordea Premium combination card or Nordea Premium card | |
| Parallel card |
Additional services
| Additional services | Price |
Picture card, new or renewal
| |
| MasterCard queries in Netbank or Mobile Bank per month | |
| Service fee for an express order of MasterCard | |
| Transaction query for bank account at Otto.ATMs and Nordea's payment ATMs, per query | 1,00 € |
| Balance query at an ATM | |
| Reorder of card PIN (delivery by post)*
| |
Reorder of card PIN (delivery by sms)* *Card PIN may be ordered from Nordea branches or by calling Nordea Customer Service | |
| Checking card PIN in Netbank
| |
| Change of credit limit/change | |
| Change of repayment schedule/change | |
| Transfer from credit card | |
| Printed credit card invoice/per invoice | |
Bill payment from card credit facility at Nordea's payment ATM
One bill paid at Nordea’s payment ATM
|
|
| Change or renewal of card during its validity |
|
| Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control | |
| Finder’s fee | |
| Confiscation fee for a card used in violation of the card terms and conditions |
| Cash withdrawals in Finland from bank account or card credit | Price |
| Cash withdrawals from bank account in Finland at a branch | |
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal |
|
| Cash withdrawals from card credit in Finland per withdrawal |
| Cash withdrawals abroad | Price |
Cash withdrawals in euros at ATMs from a bank account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 1–4 withdrawals per month | |
| Cash withdrawals in euros at ATMs in the EU Member States in the euro area and in Swedish kronas at ATMs in Sweden 5 or more withdrawals per month per withdrawal |
|
Cash withdrawals in euros at ATMs from credit account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden Cash withdrawals in euros at ATMs from bank account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden
| |
Cash withdrawals in euros from credit account at branches in the EU Member States in the euro area Cash withdrawals in euros from bank account at branches in the EU Member States in the euro area
| |
Cash withdrawals from credit account in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU Cash withdrawals from credit account in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU
| |
Cash withdrawals with MasterCard, Nordea/MasterCard Debit and Nordea Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark |
|
| The fee related to account maintenance for credit balance | Price |
| The fee related to account maintenance/per month when the transactions on the invoice are not paid out in full on the invoice due date. |
| Transaction fees | Price |
| Currency conversion fee* added to card purchases or cash withdrawals made in a currency other than the euro | |
| *When you make a purchase or withdraw cash in a currency other than the euro, an exchange rate set by Mastercard or Visa plus an additional currency conversion fee subject to our tariff will be applied to the transaction. |
Prices for Nordea Premium cards issued before 1.9.2019.
| Annual fee | Price |
| Nordea Premium combination card or Nordea Premium card | 90,00 €
|
| Parallel card | 24,00 € |
| Monthly fee | Price |
| Nordea Premium combination card or Nordea Premium card | 7,50 € |
| Parallel card | 2,00 € |
Additional services
| Additional services | Price |
Picture card, new or renewal - own picture or picture from the photo gallery per card | 12,00 € |
| Mastercard queries in Netbank or Mobile Bank | 0,00 €
|
| Service fee for an express order of Mastercard | 10,00 €
|
| Transaction query for bank account or credit account at Otto.ATMs and Nordea's payment ATMs, per query | 1,00 € |
| Balance query at an ATM | 0,40 €
|
| Reorder of card PIN (delivery by post)*
| 7,00 €
|
Reorder of card PIN (delivery by sms)* *Card PIN may be ordered from Nordea branches or by calling Nordea Customer Service | 0,00 €
|
| Checking card PIN in Netbank
| 0,00 €
|
| Change of credit limit | 10,00 €
|
| Change of repayment schedule
| 5,00 €
|
| Transfer from credit card | 2,00 € + 3 %
|
| Printed credit card invoice/per invoice | 3,00 € |
Bill payment from card credit facility at Nordea's payment ATM One bill paid at Nordea’s payment ATM
| 2,00 € + 3 %
2,25 € |
| Change or renewal of card during its validity | 10,00 €
|
| Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control | 0,00 € |
| Finder’s fee | 0,00 € |
| Confiscation fee for a card used in violation of the card terms and conditions | 120,00 € |
| Cash withdrawals in Finland | Price |
| Cash withdrawals from bank account in Finland at a branch | 0,00 €
|
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal
| 0,00 €
0,40 €
|
| Cash withdrawals from card credit in Finland per withdrawal | 2,00 € + 3 %
|
| Cash withdrawals abroad | Price |
Cash withdrawals in euros at ATMs from a bank account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 1–4 withdrawals per month | 0,00 €
|
Cash withdrawals in euros at ATMs in the EU Member States in the euro area and in Swedish kronas at ATMs in Sweden 5 or more withdrawals per month per withdrawal | 0,40 €
|
| Cash withdrawals in euros at ATMs from credit account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden | 2,00 € + 3 %
|
| Cash withdrawals in euros with MasterCards at branches in the EU Member States in the euro area | 2,00 € + 3 %
|
Cash withdrawals with ’s international cards in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU | 2,00 € + 3 %
|
Cash withdrawals with ’s Mastercard, Nordea/Mastercard Debit and Nordea Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark | 0,00 €
|
| The fee related to account maintenance for credit balance | Price
|
| The fee related to account maintenance /per month when the transactions on the invoice are not paid out in full on the invoice due date. | 3,00 € |
| Transaction fees | Price |
| Currency conversion fee* added to card purchases or cash withdrawals made in a currency other than the euro | |
| *When you make a purchase or withdraw cash in a currency other than the euro, an exchange rate set by Mastercard or Visa plus an additional currency conversion fee subject to our tariff will be applied to the transaction. |
