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Stockmann provides its services normally – the corporate restructuring does not affect its daily business
Stockmann Mastercard is accepted as payment and Stockmann is continuing its operations normally. Read more. (in Finnish)
- No monthly or annual fee.
- You can choose the credit limit between 1 500 and 10,000 euros.
- You get an interest-free payment period of about 30 days on average for all purchases on credit.
- In addition to the Mastercard benefits, you will enjoy the benefits of Stockmann's Loyal Customer Programme.
Stockmann Mastercard features
Stockmann Mastercard is a credit card and, if you wish, also a debit card. The credit limit brings flexibility to your finances in case of unexpected situations and enables even larger purchases.
- You will receive an invoice on the credit card transactions every month. When filling in the card application, you can select the due date of the invoice and the amount of instalment (minimum instalment percentage). You only pay interest on the amount you leave on credit after the due date*.
- You can select two instalment-free months in a calendar year.
- You can link any number of parallel cards to your principal card for family members who are 15 or older.
- You can monitor your credit card transactions easily through Netbank or, if you do not have Nordea's access codes, through eService. You can also check your card`s available balance, change the features of your credit card account and transfer money from your credit card to your bank account.
- In Nordea's Mobile Bank you can follow up on your credit card's transactions and see the balance available on your card and transfer money from your card credit to your bank account.
- If you have Nordea's Netbank access codes, you can decide the PIN for your card.
- You can make contactless payments with Stockmann Mastercards. The purchases are always debited to the credit account, in other words, to the card's credit facility irrespective of whether you have a combination card or a credit card. Contactless payment allows you to pay for purchases that cost less than 50 euros quickly and easily by holding the card close to the payment terminal. You do not need to insert your card into the payment terminal or key in your PIN.
Stockmann Mastercard is accepted worldwide
- Mastercard is accepted in Finland and abroad in over 200 countries and about 30 million sales outlets. You can also withdraw cash all over the world from ATMs carrying the MasterCard logo.
- When your card has the debit facility, you can also pay for purchases and withdraw cash directly from your bank account worldwide.
- You can use Mastercard to make secure online payments.
* The annual percentage rate of charge (APR) on a Stockmann Mastercard credit of 1,500 euros in use is 24,4 %. The 3-month Euribor (June 2019) has been used as the reference rate in the calculation and the fee related account maintenance 4.00 euros and the price of the paper invoice has been taken into account in the APR. The interest on the credit is the 3-month Euribor + 12,5 %. The credit limit is 1 500-10,000 euros. Stockmann Mastercard is valid until further notice. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven Katu 9, Helsinki, 00020 NORDEA.
Read more
Make use of Stockmann Mastercard benefits
Stockmann Mastercard holders are entitled to all Stockmann Loyal Customer benefits and the general Mastercard benefits.
Stockmann´s Loyal Customer Programme is with you every step of the way and always takes you towards new and unexpected customer benefits.
Loyal Customer Programme allows you to accumulate points and earn extra points by using your Stockmann Mastercard´s credit facility.
Each purchase made at Stockmann´s will give you one point for one euro when you pay your purchase with Stockmann Mastercard.
When you use the charge or credit facility of your Stockmann Mastercard during the invoicing period at Stockmann or elsewhere, you will earn 5 extra points per month.
Read more about the benefits at stockmann.com/mystockmann.
Prices for Stockmann Mastercard
Price for cards issued from 1.9.2019.
| Annual fee | Price |
|---|---|
| Stockmann Mastercard combination card or Stockmann MasterCard | |
| Parallel card |
| Additional services | Price
|
|---|---|
| Mastercard queries in Netbank, Mobile Bank and in eService per month | |
| Mastercard queries by phone
| |
| Service fee for an express order of Mastercard
| |
| Transaction query at Otto.ATMs and Nordea's payment ATMs, per query
| |
| Balance query at an ATM
| |
| Reorder of card PIN (delivery by post)*
| |
Reorder of card PIN (delivery by sms)* * Card PIN may be ordered from Nordea branches or by calling Nordea Customer service | |
| Checking card PIN in Netbank | |
| Change of credit limit | |
| Change of repayment schedule | |
| Transfer from credit card |
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| Printed credit card invoice/per invoice | |
| Bill payment from card credit facility at Nordea's payment ATM |
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| Change or renewal of card during its validity | |
| Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control
| |
| Finder’s fee | |
| Confiscation fee for a card used in violation of the card terms and conditions |
| Cash withdrawals in Finland | Price
|
|---|---|
| Cash withdrawals from bank account in Finland at a branch | |
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal | |
| Cash withdrawals from card credit in Finland at ATMs per withdrawal |
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| Cash withdrawals abroad | Price
|
|---|---|
Cash withdrawals in euros at ATMs from a bank account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 1–4 withdrawals per month. Cash withdrawals in euros at ATMs in the EU Member States in the euro area and in Swedish kronas at ATMs in Sweden 5 or more withdrawals per month per withdrawal. | |
Cash withdrawals in euros from credit account at branches in the EU Member States in the euro area Cash withdrawals in euros from bank account in the EU Member States in the euro area |
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Cash withdrawals from credit account in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU. Cash withdrawals from bank account in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU. |
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| Cash withdrawals with ’s international cards in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU. |
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| Cash withdrawals with Nordea Bank Abp’s Mastercard, Nordea/Mastercard Debit and Nordea Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark. |
| Fees related to account maintenance | Price
|
|---|---|
| The fee related to account maintenance/per month when the transactions on the invoice are not paid out in full on the invoice due date. | 4,00 € |
| Transaction fees | Price |
|---|---|
Currency conversion fee* added to card purchases or cash withdrawals made in a currency other than the euro | |
*When you make a purchase or withdraw cash in a currency other than the euro, an exchange rate set by Mastercard or Visa plus an additional currency conversion fee subject to our tariff will be applied to the transaction.
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