Vehicle Insurance

We will reward careful drivers with a Great Driver (Loistokuski) benefit of monetary value. Your journey towards a Great Driver (Loistokuski) will be shorter than before, as we will grant a 30% opening bonus for new third-party motor insurance policies. This bonus will help careful drivers achieve the 75% Great Driver (Loistokuski) bonus faster, and it will even sustain one accident without decreasing. Read more about the Great Driver (Loistokuski) benefit here.
We will award a 80% opening bonus for voluntary motor vehicle insurance (Kasko).
If your household has two or more passenger cars or vans insured, you will get an If Moniauto benefit for your new third-party motor insurance and Kasko insurance. This continuous 15% additional benefit will bring considerable savings to your cars’ insurance premiums.
The Kasko insurance alone makes you eligible for the If customer programme. It will bring you a 10% discount on your insurance at minimum.
As our customer, you can also easily register a car when you take out insurance from us – our online shop serves you 24/7.
Swift indemnification service – we will process over 70% of the claims within 24 hours.

Motorbike Insurance

In terms of content and price, your If Motorbike Insurance will be tailored based on your
biking season and your bike.
You can pick the traditional version involving standby time or a seasonally priced insurance.
You get a properly dimensioned insurance coverage and claims handling the way it should be.

If Vehicle Insurance is also applicable to motorhomes and caravans, trailers and tractors.

Address insurance matters

Customer benefits