Flexibility with credit cards and consumer credit

If you need an extra buffer in your daily finances, as a Nordea Gold card holder you can

• get 30-day payment terms for your purchases on average with no interest charged
• apply for a raise to your credit limit up to 10,000 euros
• change the due date of your invoice
• get two instalment-free months a year
• determine your monthly repayment amount by making changes to the instalment percentage. The minimum instalment percentage (3% of the credit amount) gives you extra leeway – and you can always opt to pay more
• benefit from Purchase Protection and Product Safety Insurance if you pay for your purchases with the credit facility of your card 
• benefit from the insurance cover for trips abroad included in your card

Apply for a raise to your credit limit or make changes to your credit card in Netbank

An unsecured loan that allows you to

• apply for FlexiCredit conveniently in Nordea Mobile or Netbank if you are a Nordea customer or at nordea.fi using the online banking codes of another bank
  
• borrow between 2,000 and 50,000 euros and have the money in your account as soon as you have been granted the loan
• apply for a raise to the credit limit of your existing loan
• get a flexible repayment schedule between 1 and 5.5 years
• select two instalment-free months a year
• make extra repayments or pay off the entire loan whenever it suits you 

Apply for FlexiCredit online

Jos sinulla ei ole Nordean verkkopankkitunnuksia ja tarvitset esim. lyhennysvapaata Mastercard-korttisi lyhennyksiin, voit ottaa lyhennysvapaat käyttöön ePalvelussa.

Voit saada koronaviruksen aiheuttaman tilanteen johdosta kolme tai kuusi kuukautta lyhennysvapaata helpottamaan osamaksurahoituksesi kuukausimaksuja.

Hae lyhennysvapaata

You can make the following changes in Netbank under “Changes to credit card”:

• Apply for a new card or raise your credit limit
  
• Select instalment-free months for an existing or new credit card
• Change the due date of your invoice
• Change the monthly instalment percentage 
  For example, if you have 2,000 euros of outstanding credit, you will pay at least 60 euros a month with a monthly instalment of 3%.

You can raise your credit limit as well as change your instalment-free months and due date free of charge. A change to the instalment percentage is subject to a fee.  

Our tariff is available here.

MastercardNordea credit cards: Nordea Gold, Nordea Credit, Nordea Premium, Finnair Plus Mastercard, Stockmann Mastercard

• Raise your existing credit limit 
  In Nordea Mobile or Netbank by clicking the “Increase your credit” button.
• Instalment-free months for a new loan  
  Select the months when applying for credit.
• Instalment-free months and change of due date* for an existing loan 
  Call Nordea Customer Service. 
• Extra repayment 
  You can make an extra repayment by using the account number and reference number on your invoice.

These changes are free of charge.

* Subject to a fee (EUR 5.00) if your next invoice has already been produced..

Further details, terms and conditions and our tariff are available here.